When they say that going through a divorce is difficult and time consuming, people are right. Sadly, that is not the only concern that a divorcee must worry about; in some cases, in fact, it is the least of their worries. Often times the biggest struggle that people have to work through during and after their divorce is money matters. Why is this? Because in most cases, even if your property is fairly divided (though it all depends on what state you live in and the divorce division of property laws) you may still have a lot of financial adjustments to make—especially for those of you going from a dual income household to just one. In the event that you are considering a divorce, it is to your personal benefit to hire a divorce and family attorney who can walk you through the process and help you and your ex reach a reasonable settlement.

However, eve after the divorce is official you will have to learn how to roll with the changes that come with it. Rather than focusing on the negative (such as now having less of an income) focus on the positive aspects of your divorce. This includes the newfound freedom that you have away from your ex, the chance to start over again, the opportunity to further your career or even start a new one; the list goes on. By viewing these changes (though hard they may be) you will be able to weather the storm; because a happier and optimist heart is a much better place to rest than one who is begrudging their circumstances.

Focusing on money matters after your divorce, you want to make sure that you take a good chunk of time to evaluate where you stand financially. This means that you need to evaluate your source of income and where your money needs to go for bills. Remember, that your spending habits may change for a season so planning your budget accordingly is essential. Your new budget needs to not only include your car, home, and utility payments, but you also need to consider the fact that your retirement plans and life insurance details may change as well. For the sake of having a better retirement, you may consider putting more money away now.

Beware of the temptation of what is called "budget denial," you may feel that because you just went through a divorce, that you are now entitled to spend a lot of money. While shopping may be something that acts as a therapeutic source for you, beware of excessive emotional spending when you need to plan for your next rent check, instead. Within this budget plan include goals for your savings and checking accounts, and stick to it. Again, this may be difficult but in the end it will be worth it. And when you finally get the raise at your job, then you can buy that new purse or your new car—just be patient.

Also, another important factor to remember is that if you have an estate plan, after a divorce you will want to make sure you meet with your attorney to get those details fixed. For example, if you were to die next week, you probably don't want your ex and or their family to be receiving any of your property or money. Make sure that you handle this soon. Obviously there are many more factors of financial planning after a divorce, and though it may be difficult it isn't impossible. A short season of strict saving and spending can turn into years of comfort down the line, it just takes time to get back on your feet as a single worker again.